I heard from a friend of mine who was looking at Geico.com for some quotes, he found Geico gives one the ability to store their email and password so at a later time they can finish filling out the form (if they don't finish), and if you sign in to finish the form, it will submit the login form,...

KattMan: I thought it was caching also, but when I go in the first time it is always the same captcha, after submitting I get a different captcha because the previous failed. Submitting again still fails and I get another captcha. Leave the site, shut down the browser and go back, attempt to post again...